Article 1 – Definitions
Subscription, Account, Data, Platform, Services, Third-party services and User have the meaning set out in the Terms of Sale and in the body of these ToU.
Legal
Terms of Use
In force from 8 August 2026
The Altiora platform is published by Mr Noa OBRINGER, a sole trader operating under the trading name “Altiora”, registered with the Trade and Companies Register of Pontoise under number 107 937 500, whose principal place of business is 53 Rue de la Coutellerie, 95300 Pontoise, France, and whose identification details appear in the Legal notice. Altiora is an online software platform (SaaS) that lets users centralise, analyse and track their trading activity. These Terms of Use (“ToU”) set out the conditions of access to and use of the Platform and form a contract between Altiora and any user. Paid subscriptions are governed by the Terms of Sale, which supplement these ToU.
Article 2 – Purpose
These ToU set out the conditions under which Altiora makes the Platform and the Services available to Users. Creating an Account or using the Platform implies full and unreserved acceptance of these ToU. In the event of a conflict with the Terms of Sale, the Terms of Sale prevail for provisions relating to the commercial relationship.
Article 3 – Presentation of the Platform
Altiora is a SaaS platform for individuals seeking to improve the tracking and analysis of their trading activity: centralisation of operations, personalised statistics, habit tracking, discipline tools, and where applicable the import or synchronisation of data from compatible third-party services. Altiora reserves the right to develop the Platform’s features.
Article 4 – Nature of the Services offered
The Platform is exclusively a software tool for organising, tracking and analysing trading activity. Altiora is neither an investment services provider (PSI), nor a financial investment advisor (CIF), nor a digital asset service provider (PSAN). The Platform provides no investment advice, no personalised recommendation, no buy or sell signal, and executes no order on the financial markets. Analyses, statistics and backtesting results are provided for informational and educational purposes only and in no way constitute a guarantee of future performance. Users remain solely responsible for their trading decisions.
Article 5 – Account creation and access to the Platform
Access to the Services requires prior creation of an Account, using an email address and a password or via a third-party authentication service (Google OAuth). Users undertake to provide accurate information and to keep it up to date. Credentials are strictly personal and confidential; Users are solely responsible for keeping them safe and for any use of their Account. Altiora reserves the right to refuse the creation of an Account or to suspend access to it in the event of fraudulent or abusive use, or use contrary to these ToU.
Article 6 – User obligations
Users undertake to use the Platform in good faith and in compliance with these ToU and applicable regulations. They remain solely responsible for the data they enter, import or synchronise. They must not, in particular, use the Platform for unlawful purposes, infringe the rights of Altiora or third parties, disrupt the operation of the Platform, circumvent security measures, carry out unauthorised reverse engineering, or substantially extract or reuse the Platform’s databases or content. Any breach may result in the suspension or deletion of the Account.
Article 7 – Evolution of the Platform
Altiora reserves the right to modify, supplement, replace or remove all or part of the features offered, without such changes alone constituting a contractual breach, provided they do not deprive the User of the essential characteristics of the Services subscribed to.
Article 8 – Third-party services
Altiora may allow Users to connect the Platform to third-party services (authentication, payment, compatible trading platforms), at their sole initiative. These services remain subject to their own terms. Altiora acts solely as a technical intermediary and guarantees neither the accuracy, nor the completeness, nor the availability of the data transmitted. Altiora executes no market order and at no point intervenes in Users’ investment decisions.
Article 9 – Availability of the Platform and maintenance
Altiora uses all reasonable means to ensure the availability, security and proper functioning of the Platform, without guaranteeing continuous availability. Maintenance operations may be carried out, with prior notice within a reasonable period except in cases of emergency or security imperatives.
Article 10 – Intellectual property
The Platform, its architecture, source code, features, visual identity and all its elements are protected by the French Intellectual Property Code and remain the exclusive property of Altiora or its partners. These ToU entail no transfer of intellectual property rights. Users are granted only a personal, limited, non-exclusive and non-transferable right to use the Platform for the duration of their registration.
Article 11 – User data
Users remain the sole owners of the data they enter, import or synchronise on the Platform. Altiora acquires no ownership right over this data and holds only a non-exclusive right to host, process and display it strictly to the extent necessary for the Platform to function. Personal data processing is described in the Privacy policy.
Article 12 – Liability
Altiora is bound by an obligation of means. The Platform is exclusively a tool for organisation, analysis and tracking; generated content is produced for informational purposes only from the data entered by the User. Altiora guarantees neither the accuracy nor the completeness of data imported from third-party services. Users remain solely responsible for their trading decisions. Altiora cannot be held liable for financial losses, data losses or indirect damages arising from use of the Platform, nor for malfunctions attributable to a third-party provider or to force majeure. Save for mandatory legal provisions to the contrary, Altiora may only be held liable in the event of proven fault directly attributable to it.
Article 13 – Suspension and deletion of the Account
Altiora reserves the right to suspend a User’s access temporarily or permanently in the event of use contrary to these ToU, fraudulent activity or conduct likely to harm the interests of Altiora, its Users or third parties, with prior notice except in cases of emergency. Users may delete their Account at any time; deletion deactivates access to the Services and triggers data processing in accordance with the Privacy policy.
Article 14 – Amendment of the ToU
Altiora reserves the right to amend these ToU to reflect legislative, regulatory or functional changes. New ToU will be brought to Users’ attention before they take effect; continued use of the Platform after they take effect constitutes acceptance.
Article 15 – Force majeure
Neither party may be held liable for a breach resulting from force majeure within the meaning of article 1218 of the French Civil Code. Performance of the affected obligations is suspended for the duration of the event.
Article 16 – Partial invalidity
If any provision of these ToU is declared void or unenforceable, such invalidity does not affect the validity of the remaining provisions.
Article 17 – No waiver
The fact that Altiora does not invoke a provision may not be interpreted as a waiver of its right to invoke it at a later date.
Article 18 – Governing law and dispute resolution
These ToU are governed by French law. Any consumer User may refer the matter free of charge to a consumer mediator, whose contact details will be communicated by Altiora in accordance with applicable regulations. Failing an amicable resolution, the dispute will be brought before the competent French courts.
Article 19 – Evidence agreement
Computerised records, connection logs, emails and other computer records kept by Altiora constitute admissible evidence, with the same probative force as a paper document, unless proven otherwise.
Article 20 – Entire agreement
These ToU, the Terms of Sale, the Privacy policy, the Cookie policy and the Legal notice constitute the entirety of the contractual documents governing relations between Altiora and the User. In the event of a conflict, the Terms of Sale prevail for subscription, payment, renewal and termination; the Privacy policy prevails for personal data processing.
Article 21 – Entry into force
These ToU take effect from the date they are published on the Platform and remain applicable until the User’s Account is deleted or use of the Platform permanently ceases.
This is a courtesy translation. Only the French version of this document is legally binding.
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